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Engineering & Inspection Insurance

Although engineering inspection insurance is not a legal requirement, it facilitates the process of completing the inspection. Regular inspections will usually be included as part of specialist inspection insurance to ensure that your statutory obligations are being met. You can also have breakdown and replacement coverage included.

Standard cover includes:



Business Interruption

Public Liability

Employers Liability


Engineering & Inspection Insurance

Engineering & Inspection Insurance helps minimize downtime

It can be very expensive to repair a piece of equipment that breaks down seriously in your business.

Occasionally, it may be necessary to replace the entire piece of equipment. You can select a policy that covers the damage to your engineering inspection equipment minus any excess you agree to pay. This helps minimize costly downtime and keeps you on the job.

You are assured that your legal requirements are being met through engineering inspection insurance as well as more extensive safety inspections to improve the approach to safety within your building.

Your building and services will determine what equipment needs to be inspected regularly. Examples include:

● Lifts, car parking systems and window gantries
● Pressurised boiler systems
● Any machinery that uses hydraulics, chains, ropes or wires.
● Pressure and compressor systems
● Electrical installations
● Forklift trucks, cranes and any other lifting equipment


Common Inquiries


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Why you need engineering inspection insurance?
No matter what level of trade, construction, or manufacturing you are in, you will be well aware of the various statutes, regulations, and legislation all companies must follow.

In order to ensure your organization is compliant, regular checks and engineering inspections are a must.

If you don’t have the right checks in place, your equipment could pose a serious health and safety risk. The HSE could report you. An injured employee might be able to sue or file a lawsuit against you if they are injured due to your negligence.

What is covered by Engineering and Inspection Services Insurance?

An inspection service ensures that communal equipment, such as lifts, boilers, electric gates, etc. are safe to use and that they are in compliance with the minimum legal requirements. Additionally, such items can be insured against breakdowns and other types of damage.

Why have an Inspection Services?

Many types of equipment and machinery must be inspected on a regular basis, such as elevators, boilers, water pressure systems, and electrical wiring. Additionally, it is good business practice and can often prevent major and costly failures by identifying and repairing small issues with the equipment early. A failure to comply with regulations can result in serious fines and penalties, especially if an accident occurs and it can be shown that plant was not inspected and maintained as required.

Expert advice from Prima Insurance Brokers

With several years of experience and expertise across the not-for-profit, charity and education sectors. Clients can count on us as their in-house insurance advisers since we take the time to understand their organisation in depth creating a strong, trusting partnership.

We know the charity sector has a wide range of special risks, which can often be confusing. By drawing on our experience and knowledge, we can guide you through every challenge and complexity – from legal requirements to operational set up.