Professional Indemnity Insurance

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Professional Indemnity

Mistakes can be made even in the most well run professional businesses. Without the right insurance protection, the damage to both your finances and reputation can be catastrophic.

Protection against professional negligence

Professional Indemnity (PI) Insurance can protect your business against liability for professional negligence by your company or any sub-consultants, as well as errors, omissions and disputes over contract performance.

Sometimes such disagreements with customers end up in court. Providing the amount of protection you’ve taken out is sufficient, your insurance can also cover you for the cost of any proceedings, plus the damages to be paid should you lose.

As well as professional negligence, PI insurance can cover you against loss of client documents, data, goods or money as well as defamation and unintentional breach of confidentiality.

There’s no such thing as a standard PI policy. Every company is different and you require a bespoke approach to determining your cover. It’s important to consider how much your service is worth to your client. What would be the financial damage to them in the event of a mistake on your part?

Do you need professional indemnity cover?

The ranks of ‘professionals’ today have been swelled by IT consultants, software engineers, planners, contractors, estate agents and many more. If you’re unsure whether you need PI, contact Prima Insurance. 

We always take the time to understand each client’s business. Only then can we provide you with the insurance protection you need.

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